Assure Wealth - Caringbah (NSW)

5 /5 Kate Marais-Piper: Pat has been excellent to us in getting all our finances sorted. He took the time to understand our situation as well as relate to us and provided us with very simple explanations so we did not feel overwhelmed by it all!

5 /5 Danielle Malouf: As a Primary School Teacher and a mum of three young children I knew that a number of areas of our personal finances, insurance and estate planning needed attention. However, I needed to find someone who came highly recommended and that I trusted to look after my family’s financial security. In the past we had engaged with professionals who provided advice in one specific area in isolation, however they failed to bring all of the pieces of the puzzle together. This added extra complexity as our family grew and our financial circumstances evolved. When we engaged with Pat the biggest relief was that he was able to address our superannuation, personal insurance and estate planning needs all at once, and ensure that all of the advice was integrated to make it simple and easy to manage. Now, I know that our life insurance and our estate plan work together and reflect my wishes in the event that something was to happen to me. We went through a detailed process to determine the exact levels of insurance that we needed based on our current situation, our future plans of undertaking major renovations on our house, plus primary, secondary and university education funds for our children. Pat then walked me through the insurance application and underwriting process, plus introduced me to a health and wellbeing program through my insurance company that I now receive rewards and premium discounts from. Plus, with my new estate plan I know that the proceeds of my estate are protected and will go to the right people, at the right time, in the most tax effective way possible. In summary, I can highly recommend Pat to working couples leading busy lives with a growing family who are interested in building wealth and protecting their family’s financial future.

5 /5 Dani Barclay: Patrick has assisted use immensely in our financial planning and decision making process. Using systems to demonstrate our options and providing us with great and practical feedback to implement plans into actions. Our financial goals are very clear now - this has made a huge difference to our level of comfort day to day. We highly recommend reaching out to Patrick and consulting him.

5 /5 Matthew Malouf: I was running a successful business, writing a book and raising a young family so I wanted to make the most of my down time by spending it with my family and catching up with friends. I’d always kept a close eye on my personal finances, however as the complexity of my circumstances grew, I realised that it was time to search for the right Financial Planner to partner with. We’d seen other professionals such as Financial Advisers and Lawyers in the past, however it seemed like each was disconnected from the other and rather than make my life easier it added more and more complexity. Once we engaged with Pat, I realised that he could bring Financial Planning, Personal Insurance, Business Insurance, Asset Protection and Estate Planning together into the one plan in order to take the complexity away from managing my finances. Pat was able to point out areas in which we needed to take action, then made it happen in order to protect and grow our wealth. I now have a plan in place to grow and protect my wealth, plus my wife and family have the comfort that if something was to happen to me, my assets will go to the right people, at the right time in the most tax effective way possible. Throughout my dealings with Pat I found him to be honest, straight-talking and knowledgeable and I would recommend his services to other successful business owners who are looking for a Financial Planner.

5 /5 Ian Paterson: The whole process with Pat was informative and thorough, yet easy going and accomodating of our needs. He took the time to listen to our wants and concerns and walked us through the options available for our finances. I highly recommend Assure Wealth’s services.