Freshwater Financial Services - North Curl Curl (NSW)

5 /5 Briony Oloughlin: We couldn’t be more grateful to have worked with Katrina during the purchase of our first home. From start to finish, she was incredibly helpful, kind, and extremely knowledgeable. As first-time buyers, we had a lot of questions and uncertainty, but Katrina was happy to explain or discuss any questions we had. Katrina made the process so smooth and stress free. Would definitely work with her again or recommend her!

5 /5 Jessica Robinson: We just bought our first home with the help of Denis. It was so refreshing to have someone really take the time to go through the process, answer all questions, and help on such a personable level. Denis is always there to chat and address any concerns, he really knows his stuff and got us a great deal. I would highly recommend Denis and the team!

5 /5 jltero: Dennis at Freshwater Financial Services made the whole mortgage process so much easier than I expected. He was clear, patient, and always available to answer our questions, no matter how small. We felt genuinely supported every step of the way, and his attention to detail meant everything was handled smoothly and efficiently. Thanks to Dennis, we were able to secure a great outcome without facing any stress. Wed highly recommend him to anyone looking for excellent customer service and expert mortgage advice.

5 /5 Tom Mason: Denis was recommended through a friend, and could not have been more helpful in supporting us buying our first home. Denis has met up with us several times over the last couple of years as our situation and the market changed, patiently taking us through what we can afford, the various options available, etc. As Im a UK ex-pat, he also gave us great insight into how the mortgage market works over here and what the different options, fees and quirks are, so that we were very well informed as we started our search. And when the time came and we needed to progress urgently to approvals and settlement, Denis and team worked so quickly to turn everything around for us. They were always available to answer a call, email or text with a panicked question, and through the stress of buying our first home, it was always comforting that we knew the financing side was being well managed and advised! I would (and do!) highly recommend Denis and the Freshwater FS team!

5 /5 Denisa Katsiami Kralikova: We used Denis services to buy our first home in 2025. As first-time home buyers in a tough market, we had many questions and uncertainties. Our situation was complicated since I am self-employed with an unstable income and my wife works part-time. However, Denis guided us through the process, and we are forever grateful. He was extremely helpful and prompt with any questions or requests we had, performing miracles compared to other offers from different brokers. Thank you, Denis and Freshwater Financial Services! We have no hesitation in recommending this business and give it a 5-star rating.