5 /5 Richard Kevan: I have been with these guys for about 30 years, initially attracted by -= at that time - being one of the very first to take their fees as a fixed rate, no commissions at all, so you can be sure their advice is independent. Outstanding professionalism, research and great care taken to establish your whole life circumstances and feelings when recommending an investment profile. I have never felt my investments were "locked away" if i needed to access funds. Their weightings and management method is clearly explained, and I feel I understand what they are saying and they are a true partner in my life. Amd my money has done pretty well too!